Operational Review

T&D Financial Life Insurance Company

Masafumi Itasaka Representative Director and President

Through the growing independent insurance agent market, T&D Financial Life offers distinctive products which meet the needs of its customers.
Masafumi Itasaka
Representative Director and President

T&D Financial Life specializes in providing insurance products through independent insurance agents including financial institutions and insurance shops, which handle products from multiple insurers.

Insurance sales through this independent insurance agent channel are expected to further grow going forward, and by expanding its sales network in this channel, and by providing competitive products, the company aims to achieve sustained growth.

Business Model

Figure: Business Model
Outlook for Sales Performance IndicatorsFiscal 2017
 Policy amount in force
¥2,060 billion
 New policy amount
¥370 billion
Fundamental Strategy
  • Aiming to establish a strong brand in life insurance sales through the independent insurance agent channel*, the company is promoting the “diversification of product lineup,” “expansion of sales network of insurance agents,” and “improvement of customer service.”
* The independent insurance agent channel collectively refers to the OTC sales channel at financial institutions, including banks, securities firms, and the insurance shop agent channel.
Business Model
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