１．Basic Concepts
With life insurance as its core business, T&D Insurance Group puts sustainability at the heart of its business, providing products and services that deliver safety and security to customers. In addition, as an institutional investor, the Group is engaged in asset management, which is highly public in nature and closely linked to economic development and sustainable society building. The Group believes that it has a responsibility to contribute to society through these businesses.
Amid the growing uncertainty about the future of the world, it is necessary to view social issues from a longer-term perspective and to clearly define the vision that we should strive to achieve.
In the Group Long-term Vision that looks toward 2030, we have articulated our Management Vision as One "Try & Discover" for sustainable growth. By capturing mega-trends in areas such as population structure, lifestyle changes, and digitalization, and developing businesses that harness the characteristics and strengths of the Group, we will pursue the Group’s continued growth while contributing to solutions to social issues. We will set non-financial KPIs as a quantitative measure of the creation of social value and work on the creation of shared value, meaning the mutual creation of both economic and social value.
We, T&D Insurance Group, will take steady steps to become a sustainable insurance group that grows along with society.
[Group's Management Vision/Group Long-Term Vision]
２．Key Issues for the promotion of the T&D Insurance Group’s sustainability management
Having confirmed the mega-trends, T&D Insurance Group has highlighted matters in the area of sustainability related to its businesses as issues of importance to society and of significant relevance to its businesses in consideration of the latent risks and opportunities for the Group. On that basis, we have established two key issues for the further promotion of sustainability management, namely “enhancement of social value” and “enhancement of human capital.” For each of these key issues, we have established the following priority themes on which to focus our efforts, and we are advancing initiatives in business activities for each theme. (The most recent initiatives for each theme are as shown in the attachment.)
We have also set Our Targets as the standards to which we aspire as a group.
(★) Set as non-financial KPI in the Group Long-Term Vision
＜Priority Themes for Enhancement of Social Value＞
| Promote Healthy and Abundant Lives for People |
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We will contribute to the sustainable growth of society and to the solution of social issues through the insurance business by offering high-quality, optimal products and services that meet customer needs. |
| Contribute to Global Environment Conservation and Climate Change Mitigation and Adaptation |
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We will contribute to climate change mitigation and adaptation and work to create a net zero society and conserve biodiversity through our own business activities as a provider of insurance products and services to customers. |
| Invest to Help Build a Sustainable Society |
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As a responsible institutional investor, we will secure stable long-term investment income and contribute to the realization of a sustainable society through investment activities undertaken in consideration of the environment, society, and corporate governance, with the aim of growing sustainably in partnership with society. |
＜Priority Themes for Enhancement of Human Capital＞
| Provide Workplace Environments that Enable Diverse Human Resources to Participate Actively |
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To respect the human rights of all people, respect the personality and diversity of our employees, we ensure a healthy and safe working environment, and develop our human resources. |
| Enhance Human Capital |
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We will secure the necessary human resources to support the Group’s continued growth, and aim to develop and expand human resources who will lead the Group’s management. |
* Irrespective of the targets described here, we will aim to achieve each theme in a comprehensive sense.
[Group Structure/Business Model]
T&D Insurance Group is a unique grouping consisting of a core set of domestic life insurance businesses pursuing market-specific strategies together with other businesses with an affinity to the life insurance market, including a closed book business, an asset management business, and a pet insurance business, all under T&D Holdings, a holding company. This organization allows Group companies to work to fully exploit the strengths and uniqueness of their respective business models, in support of their customers’ lives and businesses.
[Sustainability promotion framework]
T&D Insurance Group has established a Group Sustainability Promotion Committee under the chairmanship of the Representative Director and President and the supervision of the Board of Directors to promote Group-wide initiatives.
In addition, the Group works hard to address important sustainability issues by setting up the subcommittees under the Group Sustainability Promotion Committee, including a Sustainability Promotion Subcommittee to study and examine the sutatus of sustainability issues and necessary responses and an Responsible Investment Subcommittee to integrate Responsible investments across the Group.
Moreover, the Group explores opportunities to exchange opinions with external experts by organizing a Sustainability Advisory Committee to improve the Group’s sustainability initiatives by incorporating the perspectives of external experts and the latest trends.
＜Department in Charge of Sustainability promotion at T&D Insurance Group＞
(T&D Insurance Group Sustainability Statement: Approved in May 2022 and updated in April 2026)