The T&D Insurance Group has established the Group SDGs Committee, chaired by the president of T&D Holdings and consisting mainly of officers in charge of sustainability/CSR at each Group company. Under this Committee, we are pushing ahead with unified Groupwide CSR activities.

The Group SDGs Committee serves as the cornerstone for promoting sustainability. It formulates basic policies for the Group’s sustainability promotion activities and selects priority areas, along with drawing up annual plans and regularly confirming the implementation status of those plans. Since fiscal 2019, we have set four sustainability priority themes under which we are working to promote sustainability.

Priority Theme 1: Promote healthy and abundant lives for all people

PLAN
Initiatives
  • Providing insurance products and services that meet the needs of society
  • Support for maintaining good health
Do
FY2019 results/performance
  • Developed and launched single-premium whole life nursing care insurance to prepare for nursing care risk and inheritance
  • Developed and launched Kaigo Relief α to provide wide coverage when long-term care is required, such as for dementia
  • Developed and launched Fivetenworld 2 to provide for nursing care and dementia
  • Providing the KENCO SUPPORT PROGRAM to support health-oriented management at SMEs
  • Developed Taiyo’s GENKI Project to encourage good health
  • Started handling the applications of foreign employees who have difficulty understanding the application process in Japanese in order to meet the insurance needs of foreign workers at SMEs
Check/Act
Activities planned for FY2020
  • Continue contributing to solutions to social issues and developing and offering high-quality, optimal products and services that meet customer needs
  • Continue to provide services to support the health of our customers and society as a whole

Priority Theme 2: Provide workplace environments that enable all people to participate actively

PLAN
Initiatives
  • Creating a flexible and vibrant workplace where diverse human resources can demonstrate their abilities with a motivation to work and grow (work style reform, promotion of active roles for women, promotion of a diverse workforce)
  • Creating a healthy and safe working environment
Do
FY2019 results/performance
  • Implemented personnel exchanges within the Group, in-house open recruitment of employees seeking specific positions, and support system for studying in Japan and overseas
  • Promoted the appointment of female managers by setting numeric targets
  • Extended retirement age to 65, introduced a continuing employment system that allows persons to keep working up to the age of 70, held life planning seminars for employees
  • Supported SME owners to check employee safety in the event of a large-scale disaster
Check/Act
Activities planned for FY2020
  • Continue to develop the next generation of human resources and support employees’ career development
  • Continue to implement work style reforms to allow all Group executives and employees to grow
  • Promote initiatives for new work styles in anticipation of the “new normal” after COVID-19

Priority Theme 3: Help mitigate and adapt to climate change

Reduction in power consumption

PLAN
Initiatives
  • Period: FY2018–FY2027 (Baseline year: FY2016)
  • Scope: Buildings owned, leased and used by T&D Holdings and core Group companies
  • Baseline: Power consumed in FY2016
  • Target: More than 10% reduction in power consumption per floor space
Do
FY2019 results/performance
  • Implemented a multitude of measures, including lights-out before business hours and during lunch breaks, turning off office appliances, setting a “no overtime day,” new construction of owned real estate (including investment buildings), and energy saving investment when renewing facilities
  • FY2019 results: 101.7Kwh / m2, 91.6% of baseline (8.4% reduction from baseline)
Check/Act
Activities planned for FY2020
  • Reduce CO2 emissions by continuing to promote efforts to reduce power consumption through the measures listed above

Reduction in office paper use

PLAN
Initiatives
  • Period: FY2019–FY2023
  • Baseline: Average of office paper usage between FY2014 and FY2018
  • Scope: Paper used at T&D Holdings and head offices of core Group companies
  • Target: 12% reduction from baseline
Do
FY2019 results/performance
  • Reduced usage by promoting paperless meetings, reducing storage documents, adding PC sub-monitors, installing PC connection monitors to meeting tables, managing the number of copies, promoting digitization of insurance policy provisions, etc.
  • Reduced by 9% from baseline in FY2019
Check/Act
Activities planned for FY2020
  • Initiate a new five-year target from FY2019 to further reduce paper usage

Green purchasing ratio

PLAN
Initiatives
  • Target: A green purchasing ratio for stationery and other office supplies of 80% or more
  • Scope: T&D Holdings and core Group companies
Do
FY2019 results/performance
  • Established Group-wide Green Purchasing Standards and promoted preferential purchasing of green products
  • Achieved target with 94.2% green purchasing ratio in FY2019
Check/Act
Activities planned for FY2020
  • Continue to implement initiatives that give priority to purchasing of green products

Priority Theme 4: Invest to help build a sustainable society

PLAN
Initiatives
  • Contribute to the realization of a sustainable society through ESG investments that take into account environmental, social and corporate governance issues
  • Exercise voting rights as a responsible institutional investor and promote dialogue with investees
Do
FY2019 results/performance
  • <Environment> Implemented renewable energy project financing and invested in green bonds
    <Society> Invested in social bonds and infrastructure development projects in developing countries
  • Exercised routine dialogue (engagement) with investee companies to promote their sustainable growth
Check/Act
Activities planned for FY2020
  • Continue investment and lending behavior based on ESG investment and the Principles for Responsible Institutional Investors (Japan’s Stewardship Code)

Communication

PLAN
Initiatives
  • Dissemination of information related to the promotion of Group sustainability
  • Raising sustainability/CSR awareness within the Group
Do
FY2019 results/performance
  • Issued a Group Sustainability Report and expanded the information disclosed on the website
  • Disseminated sustainability/CSR-related information within the Group through Group newsletters and training including e-learning
Check/Act
Activities planned for FY2020
  • Expand report disclosure information and dissemination of sustainability-related information
  • Continue measures to raise awareness of sustainability of executives and employees through education and training

Contribution to local communities and society

PLAN
Initiatives
  • Group joint blood donations
  • School bag donation campaigns
  • Charity calendar exhibitions
Do
FY2019 results/performance
  • Held blood donation twice a year in cooperation with the head offices of each Group company
  • Collected unused school bags and donated them to children in Afghanistan
  • Held a charity calendar exhibition with the cooperation of our business partners and donated the proceeds to facilities for people with disabilities
Check/Act
Activities planned for FY2020
  • Continue the efforts to contribute to society listed above

The T&D Insurance Group has issued a "Sustainability Report 2020" that gives further details on Sustainability. Please see the report for information on the Group's other Sustainability activities.